ABOUT
Learn more about the types of programs and loans we fund, the types of properties we finance, and the documents needed to underwrite and process a loan in under 48 hours.
Types of Programs & Loans We Fund
SBA 7a & 504
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Stated
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Construction
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Business Only
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Conventional
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Development
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Conduit
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Working Capital
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Non-recourse
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Bridge
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Hard Money
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Line of Credit
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Types of Properties We Finance
Raw Land
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Office Space
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Multifamily
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Retail
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Complexes
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Industrial
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Franchises
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Hotels
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Medical clinics
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Warehouses
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Motels
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Healthcare
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Needs List
Owner Occupied
Owner of business is main occupant and direct borrower of the loan
Owner of business is main occupant and direct borrower of the loan
- – 3 years tax returns on borrower personally
- – 3 years tax returns on borrowers business
- – Year-to-date profit and loss statement on business
- – Personal financial statement on borrower
- – Credit report on borrower
Investor Loans
to investor buying rental producing property or properties
to investor buying rental producing property or properties
- – Year-to-date profit and loss statement on property
- – Rent roll on property
- – Pics on property
- – Personal financial statement on borrower
- – Credit report on borrower
Startup Loans
to businesses looking to start up and expand with little to no business history
to businesses looking to start up and expand with little to no business history
- – Resume on borrower & partners
- – 3 Years Personal Tax Returns
- – Projections & pro-forma
- – Business plan (with executive summary)
- – Personal Financial statement
- – Credit report
Raw Land
Loans to facilitate purchase of wholly undeveloped pieces of property
Loans to facilitate purchase of wholly undeveloped pieces of property
- – Personal financial statement on borrower
- – Credit report on borrower
- – Pics of property
- – Appraisal or BPO on property
Line of Credit
Loans useful for a project for which total cost is unclear
Loans useful for a project for which total cost is unclear
- – Year-to-date profit and loss
- – Last years tax return
- – Last years profit and loss & balance sheet
- – Current accounts receivables & accounts payables aging report
- – Credit report on borrower
- – Explanation paragraph for use of funds
Construction and Development
Loans to finance the improvements necessary before development can be completed
Loans to finance the improvements necessary before development can be completed
- – Executive Summary- overview of the project, location, strengths of the deal
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- – Detailed Resume’s of partners AND GC if not a partner, 3 Years financials on all borrowers, GC, and partners on the deal, & Personal Financial Statements on all borrowers and GC
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- – Pro-Forma-projections on project, net income expected & detailed cost breakdown
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- – Information on the property-demographics, absorption studies, marketing & management plans, etc.
- – Info on pre-sales and if so, proof of them. 50% pre-sales is preferred.